This comprehensive guide explores the crucial steps for selecting the right financial advisor for retirement. Learn how to move beyond credentials and fees to find a true partner who understands your life story and financial psychology. The article emphasizes the importance of vetting an advisor's experience with clients in your specific life stage, particularly through market downturns. Discover the key questions to ask in a first meeting and why both spouses must be equally involved in the process. Understand how a good advisor provides invaluable behavioral coaching to prevent costly emotional decisions. The guide also covers fee structures, communication styles, and the often-overlooked non-financial aspects of retirement planning. Ultimately, finding the right fit builds the confidence needed to not just survive retirement, but to truly enjoy it.